MCC 1711: Heating, Plumbing, and Air Conditioning Contractors
MCC 1711 is the merchant category code for heating, plumbing, and air conditioning contractors. Visa, Mastercard, Discover, and American Express assign it to businesses such as HVAC companies, plumbers, and boiler repair.
- Code
- 1711
- Category group
- Contracted Services
- Risk rating
- Standard risk
Which businesses use MCC 1711?
Acquiring banks assign MCC 1711 to merchants whose primary line of business is heating, plumbing, and air conditioning contractors. Common examples include:
- HVAC companies
- Plumbers
- Boiler repair
Is MCC 1711 considered high risk?
Most acquirers approve this MCC with standard underwriting, no rolling reserve, and access to the lowest interchange categories.
How does MCC 1711 affect processing fees?
MCC 1711 determines which interchange category Visa and Mastercard apply to each transaction. Codes in the contracted services range share interchange programs, so two merchants with the same card mix but different MCCs can pay different wholesale rates.
Frequently asked questions
What does MCC 1711 mean?
MCC 1711 is the merchant category code for Heating, Plumbing, and Air Conditioning Contractors. Card networks use it to classify transactions from businesses such as HVAC companies, plumbers, and boiler repair.
Is MCC 1711 high risk?
MCC 1711 is generally rated standard risk. Most acquirers approve this MCC with standard underwriting, no rolling reserve, and access to the lowest interchange categories.
Can a business change its MCC from 1711?
A business can request a different MCC through its acquiring bank. The acquirer reviews what the business actually sells and reassigns the code only if 1711 does not describe the primary line of business.