MCC 4899: Cable, Satellite, and Other Pay Television and Radio Services
MCC 4899 is the merchant category code for cable, satellite, and other pay television and radio services. Visa, Mastercard, Discover, and American Express assign it to businesses such as cable providers, satellite TV, and streaming radio.
- Code
- 4899
- Category group
- Utility Services
- Risk rating
- Standard risk
Which businesses use MCC 4899?
Acquiring banks assign MCC 4899 to merchants whose primary line of business is cable, satellite, and other pay television and radio services. Common examples include:
- Cable providers
- Satellite TV
- Streaming radio
Is MCC 4899 considered high risk?
Most acquirers approve this MCC with standard underwriting, no rolling reserve, and access to the lowest interchange categories.
How does MCC 4899 affect processing fees?
MCC 4899 determines which interchange category Visa and Mastercard apply to each transaction. Codes in the utility services range share interchange programs, so two merchants with the same card mix but different MCCs can pay different wholesale rates.
Frequently asked questions
What does MCC 4899 mean?
MCC 4899 is the merchant category code for Cable, Satellite, and Other Pay Television and Radio Services. Card networks use it to classify transactions from businesses such as cable providers, satellite TV, and streaming radio.
Is MCC 4899 high risk?
MCC 4899 is generally rated standard risk. Most acquirers approve this MCC with standard underwriting, no rolling reserve, and access to the lowest interchange categories.
Can a business change its MCC from 4899?
A business can request a different MCC through its acquiring bank. The acquirer reviews what the business actually sells and reassigns the code only if 4899 does not describe the primary line of business.