MCC 5941: Sporting Goods Stores
MCC 5941 is the merchant category code for sporting goods stores. Visa, Mastercard, Discover, and American Express assign it to businesses such as sporting goods stores, outdoor gear shops, and bike shops.
- Code
- 5941
- Category group
- Miscellaneous Stores
- Risk rating
- Standard risk
Which businesses use MCC 5941?
Acquiring banks assign MCC 5941 to merchants whose primary line of business is sporting goods stores. Common examples include:
- Sporting goods stores
- Outdoor gear shops
- Bike shops
Is MCC 5941 considered high risk?
Most acquirers approve this MCC with standard underwriting, no rolling reserve, and access to the lowest interchange categories.
How does MCC 5941 affect processing fees?
MCC 5941 determines which interchange category Visa and Mastercard apply to each transaction. Codes in the miscellaneous stores range share interchange programs, so two merchants with the same card mix but different MCCs can pay different wholesale rates.
Frequently asked questions
What does MCC 5941 mean?
MCC 5941 is the merchant category code for Sporting Goods Stores. Card networks use it to classify transactions from businesses such as sporting goods stores, outdoor gear shops, and bike shops.
Is MCC 5941 high risk?
MCC 5941 is generally rated standard risk. Most acquirers approve this MCC with standard underwriting, no rolling reserve, and access to the lowest interchange categories.
Can a business change its MCC from 5941?
A business can request a different MCC through its acquiring bank. The acquirer reviews what the business actually sells and reassigns the code only if 5941 does not describe the primary line of business.