MCC 5993: Cigar Stores and Stands
MCC 5993 is the merchant category code for cigar stores and stands. Visa, Mastercard, Discover, and American Express assign it to businesses such as cigar shops, tobacco stores, and vape shops.
- Code
- 5993
- Category group
- Miscellaneous Stores
- Risk rating
- High risk
Which businesses use MCC 5993?
Acquiring banks assign MCC 5993 to merchants whose primary line of business is cigar stores and stands. Common examples include:
- Cigar shops
- Tobacco stores
- Vape shops
Is MCC 5993 considered high risk?
Card networks and most mainstream processors classify this MCC as high risk. Approval usually requires a specialist acquirer, a rolling reserve, and chargeback monitoring.
How does MCC 5993 affect processing fees?
MCC 5993 determines which interchange category Visa and Mastercard apply to each transaction. Codes in the miscellaneous stores range share interchange programs, so two merchants with the same card mix but different MCCs can pay different wholesale rates.
Frequently asked questions
What does MCC 5993 mean?
MCC 5993 is the merchant category code for Cigar Stores and Stands. Card networks use it to classify transactions from businesses such as cigar shops, tobacco stores, and vape shops.
Is MCC 5993 high risk?
MCC 5993 is generally rated high risk. Card networks and most mainstream processors classify this MCC as high risk. Approval usually requires a specialist acquirer, a rolling reserve, and chargeback monitoring.
Can a business change its MCC from 5993?
A business can request a different MCC through its acquiring bank. The acquirer reviews what the business actually sells and reassigns the code only if 5993 does not describe the primary line of business.