MCC 8071: Medical and Dental Laboratories
MCC 8071 is the merchant category code for medical and dental laboratories. Visa, Mastercard, Discover, and American Express assign it to businesses such as diagnostic labs, dental labs, and testing labs.
- Code
- 8071
- Category group
- Professional Services and Membership Organizations
- Risk rating
- Standard risk
Which businesses use MCC 8071?
Acquiring banks assign MCC 8071 to merchants whose primary line of business is medical and dental laboratories. Common examples include:
- Diagnostic labs
- Dental labs
- Testing labs
Is MCC 8071 considered high risk?
Most acquirers approve this MCC with standard underwriting, no rolling reserve, and access to the lowest interchange categories.
How does MCC 8071 affect processing fees?
MCC 8071 determines which interchange category Visa and Mastercard apply to each transaction. Codes in the professional services and membership organizations range share interchange programs, so two merchants with the same card mix but different MCCs can pay different wholesale rates.
Payment processing for MCC 8071 merchants
Niche Payments runs a dedicated healthcare payment processing program for businesses classified under MCC 8071. Patient payments that fit how your practice actually runs.
- HIPAA-aware card storage and patient payment plans
- HSA and FSA card acceptance at the front desk and online
- Text-to-pay and patient portal invoicing
Frequently asked questions
What does MCC 8071 mean?
MCC 8071 is the merchant category code for Medical and Dental Laboratories. Card networks use it to classify transactions from businesses such as diagnostic labs, dental labs, and testing labs.
Is MCC 8071 high risk?
MCC 8071 is generally rated standard risk. Most acquirers approve this MCC with standard underwriting, no rolling reserve, and access to the lowest interchange categories.
Can a business change its MCC from 8071?
A business can request a different MCC through its acquiring bank. The acquirer reviews what the business actually sells and reassigns the code only if 8071 does not describe the primary line of business.