MCC 7032: Sporting and Recreational Camps
MCC 7032 is the merchant category code for sporting and recreational camps. Visa, Mastercard, Discover, and American Express assign it to businesses such as summer camps, sports camps, and adventure camps.
- Code
- 7032
- Category group
- Miscellaneous Stores
- Risk rating
- Standard risk
Which businesses use MCC 7032?
Acquiring banks assign MCC 7032 to merchants whose primary line of business is sporting and recreational camps. Common examples include:
- Summer camps
- Sports camps
- Adventure camps
Is MCC 7032 considered high risk?
Most acquirers approve this MCC with standard underwriting, no rolling reserve, and access to the lowest interchange categories.
How does MCC 7032 affect processing fees?
MCC 7032 determines which interchange category Visa and Mastercard apply to each transaction. Codes in the miscellaneous stores range share interchange programs, so two merchants with the same card mix but different MCCs can pay different wholesale rates.
Frequently asked questions
What does MCC 7032 mean?
MCC 7032 is the merchant category code for Sporting and Recreational Camps. Card networks use it to classify transactions from businesses such as summer camps, sports camps, and adventure camps.
Is MCC 7032 high risk?
MCC 7032 is generally rated standard risk. Most acquirers approve this MCC with standard underwriting, no rolling reserve, and access to the lowest interchange categories.
Can a business change its MCC from 7032?
A business can request a different MCC through its acquiring bank. The acquirer reviews what the business actually sells and reassigns the code only if 7032 does not describe the primary line of business.