MCC 7230: Beauty and Barber Shops
MCC 7230 is the merchant category code for beauty and barber shops. Visa, Mastercard, Discover, and American Express assign it to businesses such as hair salons, barbershops, and nail salons.
- Code
- 7230
- Category group
- Miscellaneous Stores
- Risk rating
- Standard risk
Which businesses use MCC 7230?
Acquiring banks assign MCC 7230 to merchants whose primary line of business is beauty and barber shops. Common examples include:
- Hair salons
- Barbershops
- Nail salons
Is MCC 7230 considered high risk?
Most acquirers approve this MCC with standard underwriting, no rolling reserve, and access to the lowest interchange categories.
How does MCC 7230 affect processing fees?
MCC 7230 determines which interchange category Visa and Mastercard apply to each transaction. Codes in the miscellaneous stores range share interchange programs, so two merchants with the same card mix but different MCCs can pay different wholesale rates.
Frequently asked questions
What does MCC 7230 mean?
MCC 7230 is the merchant category code for Beauty and Barber Shops. Card networks use it to classify transactions from businesses such as hair salons, barbershops, and nail salons.
Is MCC 7230 high risk?
MCC 7230 is generally rated standard risk. Most acquirers approve this MCC with standard underwriting, no rolling reserve, and access to the lowest interchange categories.
Can a business change its MCC from 7230?
A business can request a different MCC through its acquiring bank. The acquirer reviews what the business actually sells and reassigns the code only if 7230 does not describe the primary line of business.