MCC 7995: Betting (Lottery Tickets, Casino Gaming Chips, Off-Track Betting)

Which businesses use MCC 7995?

Acquiring banks assign MCC 7995 to merchants whose primary line of business is betting (lottery tickets, casino gaming chips, off-track betting). Common examples include:

• Online casinos
• Sportsbooks
• Lottery sellers

Is MCC 7995 considered high risk?

Card networks and most mainstream processors classify this MCC as high risk. Approval usually requires a specialist acquirer, a rolling reserve, and chargeback monitoring.

How does MCC 7995 affect processing fees?

MCC 7995 determines which interchange category Visa and Mastercard apply to each transaction. Codes in the business services range share interchange programs, so two merchants with the same card mix but different MCCs can pay different wholesale rates.

Frequently asked questions

What does MCC 7995 mean?

MCC 7995 is the merchant category code for Betting (Lottery Tickets, Casino Gaming Chips, Off-Track Betting). Card networks use it to classify transactions from businesses such as online casinos, sportsbooks, and lottery sellers.

Is MCC 7995 high risk?

MCC 7995 is generally rated high risk. Card networks and most mainstream processors classify this MCC as high risk. Approval usually requires a specialist acquirer, a rolling reserve, and chargeback monitoring.

Can a business change its MCC from 7995?

A business can request a different MCC through its acquiring bank. The acquirer reviews what the business actually sells and reassigns the code only if 7995 does not describe the primary line of business.