MCC 7996: Amusement Parks, Circuses, and Carnivals
MCC 7996 is the merchant category code for amusement parks, circuses, and carnivals. Visa, Mastercard, Discover, and American Express assign it to businesses such as amusement parks, water parks, and carnivals.
- Code
- 7996
- Category group
- Business Services
- Risk rating
- Standard risk
Which businesses use MCC 7996?
Acquiring banks assign MCC 7996 to merchants whose primary line of business is amusement parks, circuses, and carnivals. Common examples include:
- Amusement parks
- Water parks
- Carnivals
Is MCC 7996 considered high risk?
Most acquirers approve this MCC with standard underwriting, no rolling reserve, and access to the lowest interchange categories.
How does MCC 7996 affect processing fees?
MCC 7996 determines which interchange category Visa and Mastercard apply to each transaction. Codes in the business services range share interchange programs, so two merchants with the same card mix but different MCCs can pay different wholesale rates.
Frequently asked questions
What does MCC 7996 mean?
MCC 7996 is the merchant category code for Amusement Parks, Circuses, and Carnivals. Card networks use it to classify transactions from businesses such as amusement parks, water parks, and carnivals.
Is MCC 7996 high risk?
MCC 7996 is generally rated standard risk. Most acquirers approve this MCC with standard underwriting, no rolling reserve, and access to the lowest interchange categories.
Can a business change its MCC from 7996?
A business can request a different MCC through its acquiring bank. The acquirer reviews what the business actually sells and reassigns the code only if 7996 does not describe the primary line of business.