MCC 9311: Tax Payments
MCC 9311 is the merchant category code for tax payments. Visa, Mastercard, Discover, and American Express assign it to businesses such as tax payment portals, and government tax collection.
- Code
- 9311
- Category group
- Government Services
- Risk rating
- Standard risk
Which businesses use MCC 9311?
Acquiring banks assign MCC 9311 to merchants whose primary line of business is tax payments. Common examples include:
- Tax payment portals
- Government tax collection
Is MCC 9311 considered high risk?
Most acquirers approve this MCC with standard underwriting, no rolling reserve, and access to the lowest interchange categories.
How does MCC 9311 affect processing fees?
MCC 9311 determines which interchange category Visa and Mastercard apply to each transaction. Codes in the government services range share interchange programs, so two merchants with the same card mix but different MCCs can pay different wholesale rates.
Frequently asked questions
What does MCC 9311 mean?
MCC 9311 is the merchant category code for Tax Payments. Card networks use it to classify transactions from businesses such as tax payment portals, and government tax collection.
Is MCC 9311 high risk?
MCC 9311 is generally rated standard risk. Most acquirers approve this MCC with standard underwriting, no rolling reserve, and access to the lowest interchange categories.
Can a business change its MCC from 9311?
A business can request a different MCC through its acquiring bank. The acquirer reviews what the business actually sells and reassigns the code only if 9311 does not describe the primary line of business.