MCC 9399: Government Services
MCC 9399 is the merchant category code for government services. Visa, Mastercard, Discover, and American Express assign it to businesses such as municipal payments, permit fees, and court fees.
- Code
- 9399
- Category group
- Government Services
- Risk rating
- Standard risk
Which businesses use MCC 9399?
Acquiring banks assign MCC 9399 to merchants whose primary line of business is government services. Common examples include:
- Municipal payments
- Permit fees
- Court fees
Is MCC 9399 considered high risk?
Most acquirers approve this MCC with standard underwriting, no rolling reserve, and access to the lowest interchange categories.
How does MCC 9399 affect processing fees?
MCC 9399 determines which interchange category Visa and Mastercard apply to each transaction. Codes in the government services range share interchange programs, so two merchants with the same card mix but different MCCs can pay different wholesale rates.
Frequently asked questions
What does MCC 9399 mean?
MCC 9399 is the merchant category code for Government Services. Card networks use it to classify transactions from businesses such as municipal payments, permit fees, and court fees.
Is MCC 9399 high risk?
MCC 9399 is generally rated standard risk. Most acquirers approve this MCC with standard underwriting, no rolling reserve, and access to the lowest interchange categories.
Can a business change its MCC from 9399?
A business can request a different MCC through its acquiring bank. The acquirer reviews what the business actually sells and reassigns the code only if 9399 does not describe the primary line of business.