MCC 7273: Dating Services

MCC 7273 is the merchant category code for dating services. Visa, Mastercard, Discover, and American Express assign it to businesses such as dating apps, matchmaking services, and dating sites.

Code
7273
Category group
Miscellaneous Stores
Risk rating
High risk

Which businesses use MCC 7273?

Acquiring banks assign MCC 7273 to merchants whose primary line of business is dating services. Common examples include:

  • Dating apps
  • Matchmaking services
  • Dating sites

Is MCC 7273 considered high risk?

Card networks and most mainstream processors classify this MCC as high risk. Approval usually requires a specialist acquirer, a rolling reserve, and chargeback monitoring.

How does MCC 7273 affect processing fees?

MCC 7273 determines which interchange category Visa and Mastercard apply to each transaction. Codes in the miscellaneous stores range share interchange programs, so two merchants with the same card mix but different MCCs can pay different wholesale rates.

Frequently asked questions

What does MCC 7273 mean?

MCC 7273 is the merchant category code for Dating Services. Card networks use it to classify transactions from businesses such as dating apps, matchmaking services, and dating sites.

Is MCC 7273 high risk?

MCC 7273 is generally rated high risk. Card networks and most mainstream processors classify this MCC as high risk. Approval usually requires a specialist acquirer, a rolling reserve, and chargeback monitoring.

Can a business change its MCC from 7273?

A business can request a different MCC through its acquiring bank. The acquirer reviews what the business actually sells and reassigns the code only if 7273 does not describe the primary line of business.