MCC 7349: Cleaning, Maintenance, and Janitorial Services
MCC 7349 is the merchant category code for cleaning, maintenance, and janitorial services. Visa, Mastercard, Discover, and American Express assign it to businesses such as cleaning companies, janitorial services, and maid services.
- Code
- 7349
- Category group
- Business Services
- Risk rating
- Standard risk
Which businesses use MCC 7349?
Acquiring banks assign MCC 7349 to merchants whose primary line of business is cleaning, maintenance, and janitorial services. Common examples include:
- Cleaning companies
- Janitorial services
- Maid services
Is MCC 7349 considered high risk?
Most acquirers approve this MCC with standard underwriting, no rolling reserve, and access to the lowest interchange categories.
How does MCC 7349 affect processing fees?
MCC 7349 determines which interchange category Visa and Mastercard apply to each transaction. Codes in the business services range share interchange programs, so two merchants with the same card mix but different MCCs can pay different wholesale rates.
Frequently asked questions
What does MCC 7349 mean?
MCC 7349 is the merchant category code for Cleaning, Maintenance, and Janitorial Services. Card networks use it to classify transactions from businesses such as cleaning companies, janitorial services, and maid services.
Is MCC 7349 high risk?
MCC 7349 is generally rated standard risk. Most acquirers approve this MCC with standard underwriting, no rolling reserve, and access to the lowest interchange categories.
Can a business change its MCC from 7349?
A business can request a different MCC through its acquiring bank. The acquirer reviews what the business actually sells and reassigns the code only if 7349 does not describe the primary line of business.