MCC 7399: Business Services
MCC 7399 is the merchant category code for business services. Visa, Mastercard, Discover, and American Express assign it to businesses such as business services, virtual assistants, and lead generation.
- Code
- 7399
- Category group
- Business Services
- Risk rating
- Elevated risk
Which businesses use MCC 7399?
Acquiring banks assign MCC 7399 to merchants whose primary line of business is business services. Common examples include:
- Business services
- Virtual assistants
- Lead generation
Is MCC 7399 considered high risk?
Acquirers review this MCC more closely because of card-not-present volume, refund rates, or chargeback history. Expect extra documentation and possible volume caps.
How does MCC 7399 affect processing fees?
MCC 7399 determines which interchange category Visa and Mastercard apply to each transaction. Codes in the business services range share interchange programs, so two merchants with the same card mix but different MCCs can pay different wholesale rates.
Frequently asked questions
What does MCC 7399 mean?
MCC 7399 is the merchant category code for Business Services. Card networks use it to classify transactions from businesses such as business services, virtual assistants, and lead generation.
Is MCC 7399 high risk?
MCC 7399 is generally rated elevated risk. Acquirers review this MCC more closely because of card-not-present volume, refund rates, or chargeback history. Expect extra documentation and possible volume caps.
Can a business change its MCC from 7399?
A business can request a different MCC through its acquiring bank. The acquirer reviews what the business actually sells and reassigns the code only if 7399 does not describe the primary line of business.