MCC 7392: Management, Consulting, and Public Relations Services
MCC 7392 is the merchant category code for management, consulting, and public relations services. Visa, Mastercard, Discover, and American Express assign it to businesses such as consultants, PR firms, and business coaches.
- Code
- 7392
- Category group
- Business Services
- Risk rating
- Standard risk
Which businesses use MCC 7392?
Acquiring banks assign MCC 7392 to merchants whose primary line of business is management, consulting, and public relations services. Common examples include:
- Consultants
- PR firms
- Business coaches
Is MCC 7392 considered high risk?
Most acquirers approve this MCC with standard underwriting, no rolling reserve, and access to the lowest interchange categories.
How does MCC 7392 affect processing fees?
MCC 7392 determines which interchange category Visa and Mastercard apply to each transaction. Codes in the business services range share interchange programs, so two merchants with the same card mix but different MCCs can pay different wholesale rates.
Frequently asked questions
What does MCC 7392 mean?
MCC 7392 is the merchant category code for Management, Consulting, and Public Relations Services. Card networks use it to classify transactions from businesses such as consultants, PR firms, and business coaches.
Is MCC 7392 high risk?
MCC 7392 is generally rated standard risk. Most acquirers approve this MCC with standard underwriting, no rolling reserve, and access to the lowest interchange categories.
Can a business change its MCC from 7392?
A business can request a different MCC through its acquiring bank. The acquirer reviews what the business actually sells and reassigns the code only if 7392 does not describe the primary line of business.